Our ongoing planning relationship
Option 1 / Outpatient
Ongoing planning and advice for physicians who prefer managing their own investments with expert financial advice and support.
Outpatient begins after your Financial Workup
Every Outpatient client starts with a completed financial plan. It's the foundation we use to track progress and adjust your advice over time. Haven't completed a Financial Workup yet? Start with a free initial consult.
01
Why continue working with a planner?
Your financial plan gives you a starting point. Putting it into practice takes time, and new decisions arise as life changes. Through Outpatient, we provide:
Accountability to help you follow through
We agree on priorities, check progress and help work through obstacles.
A partner in decision-making
Someone who knows your finances to weigh options with you, from buying a home to taking parental leave.
Advice that evolves with you
We adjust your plan as your circumstances, goals and priorities change.
Your investment
Starting at
$333.33 / month
*Starting 3 months after your Financial Work-Up. Plus applicable tax; paid corporately where applicable.
The value of ongoing advice
The value comes from continuity, avoiding preventable mistakes and spotting planning opportunities early.
02
What Outpatient includes
Meeting 1
First annual meeting
Meeting 2
Second annual meeting
All year
Between meetings
03
Your year with EBFI
Reviews, newsletters and reminders throughout the year.
Jan – Mar
Apr – Jun
Jul – Sep
Oct – Dec
Reminders are scheduled ahead of the deadlines shown, and only applicable reminders are sent. *RRSP: the deadline for the preceding tax year falls at the end of the first 60 days, adjusted where applicable. Personal tax: April 30 payment and usual filing deadline; self-employed filing is generally June 15. CRA holiday rules apply. Corporate tax: balance generally due 2 or 3 months after year-end; return due 6 months after year-end. RESP / RDSP: December 31 year-end grant planning; eligibility applies. TFSA: new room available January 1. Deadline references: Canada Revenue Agency and Employment and Social Development Canada.
Re-engagement: if you opt out or cancel, you can resume within 18 months by reinstating the retainer from the date ongoing advice would have begun (3 months after plan delivery) or your cancellation date. After 18 months, we treat it as a new planning engagement under our fee schedule at that time.