Advice Backed by Evidence
We use proven, evidence based strategies to help you plan for your future. From a one-time plan to ongoing support, our services are designed to ensure your financial goals are met with clarity and precision.
Financial Workup
Just like you wouldn’t prescribe a drug before diagnosing a patient, we can’t provide customized financial advice without a complete understanding of your current financial situation, goals and objectives.
We begin all new client relationships with an extensive review of your situation which enables us to model your current and projected financial position in context of your cash flow, retirement goals, estate values, and income taxes. From there, we provide detailed written recommendations covering cash flow, debt, education, investments, retirement, tax planning (personal and corporate), estate planning and risk management.
"The best results will come from somebody that you formed a long-term relationship with. Somebody who can help you make trade-offs based on a keen appreciation of your values, of your history, of your aspirations"
Ongoing Support (Optional, but Recommended)
Evidence shows that the best outcomes in both medicine and personal finance are those achieved through regular check-ins and monitoring.
We’re committed to the financial success of the individuals and families we serve and strive to create and maintain long term relationships which we believe will produce the best outcomes for our clients. While we do not require our clients to commit to ongoing support, we know this is where we add the most value by ensuring plans remain up to date and our clients remain accountable to their goals.
Option 1 / Outpatient
Ideal for those who prefer managing their own investments with expert financial advice and support. Includes two annual meetings, unlimited email access, and help planning for major purchases or life events.
*$250 / month
*Starting 3 months after your Financial Work-Up.
Option 2 / Inpatient
Perfect for those who want professional investment management and reporting. Includes all Outpatient services in addition to evidence-based portfolio management.
*Click here for our unique philosophy & capped fee structure.
Our Process
Financial planning is a journey, and we’re with you every step of the way. Our process is designed to simplify complex decisions, starting with understanding your goals and ending with ongoing support to keep your plan on track.
Step 1: Initial Consult
An introductory meeting for you to learn more about us, our services, process and pricing, and for us to mutually determine if it makes sense to proceed with a financial planning engagement.
Step 2: Data Gathering and Analysis
We’ll provide you with a secure digital vault to upload your financial documents to as well as access to our financial planning software to directly input your details. From here, we’ll begin our analysis as we build out your financial plan and draft recommendations.
Step 3: Data Integrity and Goals Meeting
Upon completion of our analysis, we'll meet for 30-60 minutes to review a model of your cash flow, ask follow-up questions as well as clarify your financial goals and objectives.
Step 4: Plan Development
With the context of your current financial position and your goals, we’ll model your financial trajectory towards your longer term goals using financial planning software, as well as formulate recommendations for strategies to more effectively and efficiently reach your goals covering cash flow, debt, education, investment, retirement, tax, estate and risk management/insurance.
Step 5: Plan Presentation
We’ll meet to review your financial projections, exploring our financial planning software live using screen sharing to guide you on a tour of your current and projected financial position, paying particular attention to your cash flow (personal and corporate), trajectory towards retirement and education goals, projected estate position, and current and future tax positions. From there, we’ll review your Financial Roadmap including detailed recommendations and action items.
Step 6: Implementation
Once we’ve delivered your plan and explained your recommendations in detail, you’ll have access to us for 3 months to support you implementing your plan and to hold you accountable. Everything from communicating compensation changes to your accountant, repositioning your investment portfolio, executing tax planning strategies, or implementing insurance policies as a few examples, we’re here to help in any way we can.
Step 7: Ongoing Planning & Advice
If you prefer to keep us in your corner to ensure your plan gets implemented and remains up to date as life unfolds and as the financial landscape changes, you can choose to engage us under either our Inpatient or Outpatient model where we’ll continue to meet formally twice per year, in addition to unlimited support via e-mail and ad-hoc meetings for no additional cost.
Client Success Stories
Our clients have seen firsthand how focused, personalized financial planning makes a difference. Your story could be the next one we help shape.
